“People don’t care what you know, people know that you care.”
Avi Efraim Financial Advisor
Avi Efraim CLTC, Owner
Avi Efraim was born and raised in Israel, in a kibbutz community. Before serving in the military, he volunteered for a year to work with the youth in the city and prepared them for their military service. He served in the military as an officer and was dismissed with honor as a captain.
Avi traveled around the world for a year exploring other continents and cultures, which then gave him a new perspective on life. He graduated with a degree in economics and management then started working in the financial service in 2002.
Personal Statement
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality of information, services, and products to help reach your goals.
Education and Training
B.A. in Economics and Management from Ruppin College
Life, Accident, and Health Insurance Licensed in California, New Jersey, and New York Property and Casualty
CA Insurance License #0F80426, State of Domicile: NJ
Community, Charitable or Professional Organizations and Associations
CLTC – Certification for Long-Term Care
Service Overview
We provide a holistic approach to managing all aspects of our clients’ financial situations. By doing so, we can examine the critical interdependencies among insurance, income, and estate taxes, providing the following services if needed:
We can demonstrate the short-term and long-term benefits of smarter tax strategies and improved financial decisions. We will also show our clients how to securely transfer money to loved ones, establish a trust or foundation, or help them manage their finances daily.