Take Charge of Your Future With Jordan River Financial
While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions. Once your goals have been established, we will customize the appropriate strategies to suit your vision and objectives.
Our Services
We can help you execute a sound financial program utilizing the following products and services:
Permanent Life Insurance
Whole life insurance is a permanent policy, which gives you guaranteed protection for your loved ones that lasts a lifetime. With whole life insurance, unlike term, you can earn cash value, which you can use however you want 2. Participating whole life insurance is eligible to earn dividends,1 which can increase the death benefit and the cash value of the policy. Or there are other options you could choose, such as using dividends to help pay premiums.
1Dividends are not guaranteed.
2Access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
Term Insurance
Term life insurance is generally the least expensive and least complicated type of life insurance. It provides insurance protection for a specified period, such as 10, 20, or 30 years. If the insured dies within the term period and the policy is in force, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless your term life insurance policy is renewed. There is no “accumulation” element or cash value.
When you’re wealthy and working, it’s hard to imagine being disabled by illness or injury. What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months—or years?
The answer is simple: Plan to help protect your lifestyle, and then relax. We can help you with disability income insurance policies that:
- Can be customized to fit your particular situation
- Help you retain independence and dignity without burdening others
- Help keep your financial dreams and goals for the future intact
- Provide monthly income to help maintain your standard of living
Auto
Avoid unexpected and costly gaps in your auto insurance with Auto Advantage™ from MetLife Auto & Home®. It’s no-surprises auto insurance—at no additional cost. Policy owners can enjoy the following benefits:
- Deductible Savings BenefitSM – rewards claim-free driving with up to a $250 credit toward your insurance deductible
- New Auto Replacement – if your new car is totaled within the first 12 months or first 15,000 miles, whichever comes first
- Special Parts Replacement – replaces certain car parts at the time of the accident with no depreciation deduction (not available in Texas)
- Rental Car Insurance – includes protection for costly “loss of use” and other rental agency changes, and things typically not covered by competitors’ policies
- 24-Hour Claim Service
- Roadside Towing and Labor Reimbursement
- Identity Protection Services
- Lifetime Guarantees for Car Repairs Needed After an Accident and Made by an Approved Facility
- Flexible Payment Plans
Home
Insurance for your home should meet your specific needs, that’s why homeowners insurance from MetLife Auto & Home® is designed to ensure that you’re never surprised by coverage gaps or unexpected costs.
We offer the following home insurance policies:
- Condominium Insurance
- Flood Insurance
- Landlord’s Rental Dwelling Insurance
- Homeowners Insurance
- Renter’s Insurance
Your MetLife Auto & Home® agent will help you identify the right homeowner coverage for you. Rest easy knowing that we will be here when you need us. Our insurance protection includes the following:
- Home Replacement Cost – “Coverage A Plus” provides the full cost to repair or replace your house even if it’s more than your policy limit.
- Replacement Cost on Contents – Personal property is covered for its full value—with no deduction for depreciation (deductible applies).
- Scheduled Personal Property – Protect your jewelry, watches, silverware, and other valuables with extended coverage beyond the limited protection of a basic homeowner’s policy. Best of all, there is no deductible.
- Building Code Upgrades – Our “Ordinance of Law Coverage” provides the financial means to meet current building codes that may be stricter than when your home was built (up to the amount purchased). This is especially valuable for plumbing and wiring systems.
- Identity Protection Services – provided at no additional cost
- Flood Insurance – Get valuable coverage available from MetLife Auto & Home® as a participant in the National Flood Insurance Program.
A carefully designed health insurance package provides vital preventive care screenings and makes disease management affordable and accessible. Most importantly, it protects an employee and their family from catastrophic loss in the event of serious illness or injury.
The group benefits include dental, life, and long- and short-term disability. These are crucial for any small or large group employer to attract more employees.
Enjoy a Comfortable retirement for your golden years. We can help you with your retirement planning needs.
Wealth Building Cornerstone or WBC guides you in building a balance in your long-term retirement assets to maximize retirement income. We will help you make your journey to retirement easy and worry-free.